Property Tax Protection Program

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LCAD Budgets Total $5.73 MM / Year

Taxpayers only think about their appraisal district around tax time, if at all. In reality, this small organization wields great power. The Lubbock Central Appraisal District (LCAD) has only 43 full-time employees, but their appraisals are the foundation for tax bills. Being understaffed has led to cutting corners, rough estimates, and mass appraisals that cost taxpayers by using incorrect information and values. Join O’Connor’s Property Tax Protection Program™ today and get expert support in your appeal or protest against LCAD. There is no upfront cost to join. Enroll, relax, and save.

Total 2018 CAD Budget Including ARBSource: Texas Comptroller, compiled by O’Connor, and not affiliated with any appraisal district.

Millions of $
2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Total Budget 3.942 3.905 4.027 4.171 4.192 4.500 4.590 4.689 4.879 5.381 5.732
ARB Operations Budget 0.1380 0.1533 0.1553 0.1902 0.2270 0.2468 0.3236 0.3646 0.3673 0.393 0.401

Texas property owners should protest annually since YOU can spend YOUR money better than the government.

LCAD Operations and Budgets

LCAD does not control taxes or rates; those are set by dozens of taxing bodies. These include school districts, MUDs, colleges, emergency services, and countless others. The district does appraise properties, and these values are then multiplied by tax rates to create bills. Because of this fact, the organization wields far more power than a tiny, underfunded organization should.

Because of a small number of appraisers, LCAD is often forced to use mass appraisals to get a general feel for homes and businesses in Lubbock County. This leaves these values open to being incorrect, something that can only be fixed by property tax protests. O’Connor is here to help and has over 50 years of experience taking on appraisal districts. As one of the largest firms in the nation, O’Connor has both national resources and local expertise, which are the perfect balance to land a tax reduction.

Total CAD Budget Including ARB

The 2024 budget for LCAD was $5.73 million, the most ever for the district. The budget has been growing gradually over the past decade, with each year seeing a small stairstep increase. The appraisal review board (ARB), on the other hand, has seen very little growth in its budget and saw a meager $400,900 in 2024. Responsible for acting as impartial judges in formal appeals, the ARB is an important guard against out-of-control property values. With a growing importance placed on formal hearings, the ARB will need to get better financing in the near future.

Total Property Taxes Levied Lubbock CountySource: Texas Comptroller, compiled by O’Connor, and not affiliated with any appraisal district.

Billions of $
2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Property Taxes Levied 0.3725 0.3907 0.4159 0.4399 0.4410 0.4771 0.4914 0.5194 0.5725 0.5598 0.5933

Texas property owners should protest annually since Appealing annually helps the appraisal district avoid over-taxing a property for both market value and unequal appraisal.

Total Amount of Property Taxes Levied

The values of LCAD were used by various taxing entities to levy over $593.30 million in taxes in 2024 alone. This was the highest seen in the county’s history and capped off a trend that has been going on for over a decade. While Lubbock County property taxes have not doubled in the past decade like many other major Texas counties, these increasing taxes can easily be a problem for homeowners or small businesses. Increasing protests may curtail this somewhat, as they have done in several high-dollar counties.

FTE Positions In Budget Total - Lubbock CADSource: Texas Comptroller, compiled by O’Connor, and not affiliated with any appraisal district.

FTEs
2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Total Number of FTEs 44 44 41 40 41 42 40 40 42 43 43.1

Texas property owners should protest annually since Valuation is a subjective matter where reasonable people can differ.

FTE Positions in Total Budget

Appraisal districts are kept small for the most part, and LCAD fits this mold perfectly. There were only 43 full-time equivalent (FTE) employees in 2024. The district has mostly stayed the same size for a decade, though 43 is a little on the higher side. Considering the size of Lubbock County and the diversity of real estate, this is a tiny roster that has been stretched to its breaking point on several occasions.

FTEs Assigned to the Appraisal - Lubbock CADSource: Texas Comptroller, compiled by O’Connor, and not affiliated with any appraisal district.

FTEs
2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
FTEs Appraisal Total 25 25 21 19 21 19 18 18 19 19 20
Residential 9 9 10 9 9 8 7 7 8 8 9
Commercial 3 3 4 4 4 4 4 4 4 4 4
All Other 13 13 7 6 8 7 7 7 7 7 7

Texas property owners should protest annually since It is a great way to slow the growth of government spending (of your money).

FTEs Assigned to Property Appraisal

The district’s roster gets even more pared down when the number of appraisers is looked at. As of 2024, there were only 20 full-time appraisers, one of the lowest numbers in the past decade. Of these appraisers, nine were responsible for residential real estate, while four handled Commercial properties. The remaining seven handled everything else. While it can be argued that improving technology makes this roster adequate, history shows that the district’s understaffing ends up costing taxpayers significant money in incorrect taxes.

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